Since the new stress test introduces a bigger burden of paperwork and extra hoops to jump through to qualify, it’s scaring everyone out of shopping around – and the banks are cashing in.
If you’re already in the bag, they actually offer you a slightly higher interest rate knowing most people will either renew last minute, not bother to check around for a better rate, or believe they can’t get a better rate anywhere else. But the difference between the competitive rate we can offer and what they’re asking you to sign off on adds up to a mountain of interest they’re making, not money you’re saving.
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The closing went well today. We just want to say thank you so much from the bottom of our hearts for all your help. Thank you for being so patient with us. Thanks once again.
- Joice and Philip
I met with my agent on the weekend and he showed me why a variable rate made sense for me. I appreciated the way things were explained in detail and how he wanted to go above and beyond on how to show me to save money. Please pass on my thanks.
- Ronald Browning
Thank you very much for your quick response to my email and for supplying helpful information. My daughter will be able to make the right decisions on the matter. I watch Hot Property on CP24 and I usually pass on your helpful tips to my daughter. I have the utmost confidence that I can call or email and get the assistance I need from your organization because you educate the public. My sincere thanks to you.
- Richard Lam