Mortgage
Solutions
Managing finances can be complex, but with our clear, independent advice and access to a range of mortgage options beyond traditional banks, we’ve helped 100,000 Canadians achieve their goals, and we’re here to help you too.
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Debt Consolidation
Combine multiple debts into one manageable payment to reduce your financial stress and regain control over your financial situation.
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First-time Home Buyer
Take advantage of first-time home buyer’s perks and find a mortgage rate that fits your needs.
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Renovation/ Construction Financing
We provide funding during the renovation or construction phase of your dream home without having to make monthly payments until the project is finished.
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Private Mortgages
Tap into your home’s equity to access the capital you need to achieve your goals or manage your financial situation more effectively.
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Self-Employed Mortgage
We understand the needs of self-employed borrowers and offer solutions to help you secure the best mortgage.
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Reverse Mortgage
If you are 55 or older, you can borrow tax-free money against the equity of your home to supplement your retirement and more.
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Home Equity Loan
Qualify for higher loan amounts than traditional unsecured personal loans by tapping into the value of your home.
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Newcomer Mortgage
Start building your future in Canada despite having a short credit or work history.
Learn MoreToday’s Rates
If you’re looking for relief from today’s unpredictable rates, we’ve got you covered. At MonsterMortgage.ca, we offer the best rates because, unlike banks, we focus on securing the best deal for you—not maximizing profits.
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FAQs
It is an initial assessment by a lender to determine how much you might be able to borrow based on your income, debt, and credit score. It gives you a general idea of your price range, with rate protection for up to 120 days.
Mortgage calculators can help you estimate a budget, and getting pre-approved by a lender will give you a more accurate amount of what you can spend on your property purchase.
The amount of time it takes from getting approved to being financed will vary from case to case. However, the typical time frame you can expect is 3-4 weeks. Keep in mind that there are many factors that can cause your mortgage approval to be delayed. It is important to keep in touch with your lenders or mortgage agents regularly. Make sure you have any requested documents on time; this will help you have a smoother mortgage process.
You can use it to secure loans or lines of credit for investments, major purchases, or debt consolidation. This allows you to access funds at lower interest rates than unsecured loans.
Renewals involve extending your current mortgage with updated rates and terms that reflect the current market conditions. This can mean renewing at the current market rate with your existing lender or switching to a new lender, without increasing your mortgage amount. Refinances involve terminating your existing mortgage contract to make substantial changes, such as securing a new rate or adjusting the terms. They can happen anytime and may include adding money to the mortgage or taking advantage of a significant rate drop.
Let Us Help You Get the Best Mortgage
With experience assisting over 100,000 Canadians, we’re here to help you explore your options, compare rates, and find the mortgage that suits you best.
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