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High-Ratio Mortgage Updates: Get Ready for New Opportunities
On December 15, 2024, important changes to Canada’s mortgage rules will take effect,…
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Airbnb rental property tax concept. Real estate or housing payment, money or bills to pay for government, businessman hand holding house with the price tags showing property tax with dollar signs to pay for
Selling Your Airbnb property? What You Need to Know About the 13% Tax
If you’re thinking about selling a property in Toronto that you’ve used for…
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Maximize Your Savings with Basement Rental Tax Deductions
Taxes are part of owning a property. The roads, sidewalks, and other local…
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Understanding the GST/HST New Residential Rental Property Rebate
In recent years, the role of investors in Canada’s housing market has become…
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MonsterMortgage.ca agents discussing recent mortgage changes, such as mortgage interest rates Q3 2024, price caps, 30-year amortization, and an update in stress test to a homebuyer
Mortgage Changes in Ontario: Interest Rates, Price Caps, Amortizations, and Stress Tests
If you’re in the market for a home in Ontario, you’ve probably noticed…
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Debt consolidation helps combining multiple debts into one with a potentially lower rate.
Consolidating Your Debt Is Easy and Can Save You Thousands of Dollars
Are you having the post holiday blues? You are opening up those credit…
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FAQs

Check our Today’s Rate page for the latest mortgage rates from top lenders. Get the most up-to-date information to help you make an informed decision.

A fixed-rate mortgage has a constant interest rate throughout the loan term. A variable-rate mortgage has an interest rate that can fluctuate with the market, potentially leading to lower or higher payments over time.

Use our Affordability Calculator to get an estimate of how much you can afford. Keep in mind that this is just a rough guide – for personalized advice tailored to your situation, contact our mortgage advisors to get a more accurate picture of your home-buying power.

With experience assisting over 100,000 Canadians, we’re here to help you explore your options, compare rates, and find the mortgage that suits you best.

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