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MonsterMortgage.ca mascot standing in the doorway of a brick house holding cash, with the text “Webinar Recap: You’re Holding a Full House”
Ways to Access Home Equity in Ontario: 4 Options Explained
TL;DR: The main ways to access home equity in Canada are a refinance…
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Monster Mortgage mascot’s furry blue paw holding a small brick house with a large orange key
Buying a house in Toronto in November 2026: what higher rates and a slower market mean for you
TL;DR: The monthly payment, not the asking price, is the number to plan…
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Monster mascot holding a house key beside a small house, pointing to an arrow sign that marks the exit plan
Private mortgage in Ontario: when it fits and how to plan the exit
TL;DR: A private mortgage in Ontario works best as a planned, short-term step.…
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Two people in front of a house, one handing a house key to the other at the front door
Spousal buyout mortgage in Ontario: how to keep the home after a separation
TL;DR: A spousal buyout mortgage lets one owner keep the home by paying…
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Couple reviewing mortgage papers beside a wooden house model and monster mascot, with arrows labelled renew, switch and refinance
Mortgage renewal vs refinance in Ontario: which one fits your situation
TL;DR: If your mortgage term ends soon, the mortgage renewal vs refinance decision…
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Equity lending webinar: how to turn your home’s value into cash flow
Most homeowners are sitting on more value than they realize. Between what’s left…
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FAQs

Check our Today’s Rate page for the latest mortgage rates from top lenders. Get the most up-to-date information to help you make an informed decision.

A fixed-rate mortgage has a constant interest rate throughout the loan term. A variable-rate mortgage has an interest rate that can fluctuate with the market, potentially leading to lower or higher payments over time.

Use our Affordability Calculator to get an estimate of how much you can afford. Keep in mind that this is just a rough guide – for personalized advice tailored to your situation, contact our mortgage advisors to get a more accurate picture of your home-buying power.

With experience assisting over 100,000 Canadians, we’re here to help you explore your options, compare rates, and find the mortgage that suits you best.

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