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Frequently Asked Questions

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Q: Are there any programs available for home buyers?

Q: How can I improve my credit score?

Q: How do I know what I can afford?

Q: How does MonsterMortgage.ca provide services for FREE?

Q: How long does it take to get a mortgage?

Q: What are closing costs?

Q: What do I need to consider when my mortgage is up for renewal?

Q: What documents are required to get a mortgage? Then vs. Now

Q: What exactly does a mortgage broker/agent do?

Q: What is a HELOC?

Q: What is a mortgage pre-approval?

Q: What is a second mortgage?

Q: What is the minimum down payment needed to purchase a home?

Q: Why do I need to start early to renew my mortgage?

Q: Why is the cost of borrowing not the same as the interest rate quoted on the mortgage commitment?

Q: Why should I consider home renovations?

Q: Why should I consider refinancing my existing mortgage?

Q: Why use a mortgage broker?