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Person holding a keychain with a house figure, symbolizing the Toronto real estate market update 2025
Toronto Real Estate Market Update 2025: Advice for Buyers and Sellers
At MonsterMortgage.ca, we’ve been closely watching the dramatic shifts in the Toronto real…
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Credit Score for Mortgage: What to Know Before You Apply
When it comes to applying for a mortgage, most people know how much…
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Tips for Securing A Mortgage When Your Credit Score Is Low
Having bruised credit can be a significant roadblock when securing a mortgage and…
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What to Expect in your Consultation
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High-Ratio Mortgage Updates: Get Ready for New Opportunities
On December 15, 2024, important changes to Canada’s mortgage rules will take effect,…
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Selling Your Airbnb property? What You Need to Know About the 13% Tax
If you’re thinking about selling a property in Toronto that you’ve used for…
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FAQs

Check our Today’s Rate page for the latest mortgage rates from top lenders. Get the most up-to-date information to help you make an informed decision.

A fixed-rate mortgage has a constant interest rate throughout the loan term. A variable-rate mortgage has an interest rate that can fluctuate with the market, potentially leading to lower or higher payments over time.

Use our Affordability Calculator to get an estimate of how much you can afford. Keep in mind that this is just a rough guide – for personalized advice tailored to your situation, contact our mortgage advisors to get a more accurate picture of your home-buying power.

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