Person holding a keychain with a house figure, symbolizing the Toronto real estate market update 2025

Toronto Real Estate Market Update 2025: Advice for Buyers and Sellers

At MonsterMortgage.ca, we’ve been closely watching the dramatic shifts in the Toronto real estate market. After years of record-breaking growth, the landscape has changed—and with it, new opportunities are emerging for buyers and sellers alike.

We recently spoke with Marlena Corbo of Corbo Kelos Group, a respected partner firm with over 20 years of experience in the real estate industry. Marlena shared valuable insights on what this evolving market means for homeowners looking to buy or sell.

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Toronto Real Estate Market 2025: A Market Like No Other

“It’s definitely a different market,” Marlena noted. While some pockets remain active, others are experiencing a slowdown. The bidding wars and emotional purchases of 2021 and 2022 have cooled, creating the best opportunity in years for buyers to enter the Toronto real estate market or move up to their dream home.

As part of this Toronto real estate market update, buyers and sellers need to adapt to these new conditions. Knowing how to navigate the peaks and valleys of the market is essential for a successful transaction.

The Shift: Sellers vs. Buyers

Three years ago, sellers enjoyed multiple offers and record-breaking prices. Now, the tables have turned. Sellers must adapt their strategies, while buyers have more room to negotiate and make informed decisions.

“Buyers can now see a property two or three times,” Marlena explained. “They can include conditions for financing and home inspections—things we haven’t seen in quite a while.”

Smart Strategies for Sellers and Buyers

For those looking to sell and buy at the same time, Marlena emphasized the importance of having a clear plan:

  • Don’t buy before you sell—especially for condo owners looking to move to a freehold home. The condo market has high inventory levels (8.9 months’ worth), making it harder to sell quickly.
  • Have a Plan B. Sellers should ensure they have alternative arrangements if their current home doesn’t sell as expected.
  • Understand the financial risks. Moving from a freehold to a freehold has less risk, but timing and a solid financial plan remain crucial.

Unlock Extra Value with the MonsterMortgage.ca® VIP Realtor Program

In today’s market, having the right team on your side can make all the difference. That’s why MonsterMortgage.ca has partnered with the Corbo Kelos Group at RE/MAX Hallmark to offer the VIP Realtor Program—an exclusive opportunity for homebuyers.

When you arrange your mortgage through MonsterMortgage.ca and work with Corbo Kelos to purchase your home, you’ll receive:

  • A 1% cashback rebate of your mortgage amount—no caps, no limits.
  • The rebate is paid directly to you after closing, helping reduce your effective mortgage rate and covering moving or closing costs.
  • Access to trusted realtors ranked in the top 1% of Canada’s realtors, bringing 30 years of expertise to your home search.

It’s a powerful way to maximize your savings and buying power in this unique market.

Ready to make your next move? Contact MonsterMortgage.ca today to learn more about how our VIP Realtor Programand expert guidance can help you succeed, no matter what the Toronto real estate market brings.

With experience assisting over 100,000 Canadians, we’re here to help you explore your options, compare rates, and find the mortgage that suits you best.

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