In our latest video blog, we take a look at important tips and strategies that you can use to improve your credit or beacon score so that you can qualify for a better mortgage rate, terms and conditions.
Bad spending habits, late payments and identity fraud are some of the main things that can have a negative impact on your credit score. It is wise to review your credit report (which will have your credit history and credit score) at least once a year. This will help ensure good financial standing and prevent your credit score from becoming an obstacle in getting your mortgage approved with the mortgage rate, terms and conditions that are best for you and NOT YOUR BANK.
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