Number 5 – Arrange the home inspection.
Many buyers consider including a home inspection as one of the conditions on their Offer to Purchase. A professional inspection is a good way to uncover major problems with the home. If the home doesn’t pass the inspection, you can adjust or withdraw your conditional offer.
Number 6 – Get the mortgage approved.
With a copy of the signed Offer to Purchase and the necessary financial information, we’ll submit your application to the mortgage lender that we have selected. The lender will qualify the application and complete a valuation on the property you have purchased.
Mortgage insurance gives you the ability to buy a home with a down payment of less than 20% of the purchase price.
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