You would be surprised at how many people contact us just a few weeks before they are buying a home or their mortgage is renewing. It is not uncommon for people to leave their mortgage shopping to the very last minute, only to end up paying more in interest rate payments to the bank. We get calls from people every day that procrastinate who find out that they could have called 120 days before to secure a mortgage rate regardless of whether rates go up or down.
If you have a mortgage that is coming up for renewal later this year or next don’t wait to receive your renewal notice in the mail. Get started today!
The message here is simple. DON’T PROCRASTINATE WHEN IT COMES TO YOUR MORTGAGE. Unlike waiting for the last minute to do your Christmas shopping, waiting for the last minute to renew your mortgage can cost you thousands of dollars a year in interest payments. Get pre-approved and lock in your mortgage rate for up to 120 days. If mortgage rates go up you are protected with the lower rate…if mortgage rates decrease then you still have access to the lower rate. You are protected either way.
Too many people procrastinate and it ends up costing them, don’t be one of them!