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Mortgages 101 – Tips for First Time Home Buyers (Part 1)

August 29, 2011

As a first time home buyer looking to purchase a home, you first must know how much you can afford. In order to determine this, make sure you have a list of the following:

  1. How much cash or liquid assets do you have of your own?
  2. Will you be obtaining a gift for the down payment?
  3. What is your gross family income?
  4. Do you have any other debt?

Next in this series of tips aimed at helping first time home buyers I will look at Step #2 – Making a list of the features you would like in your home.

Again, if you have any questions or would like further detail feel free to email me your questions.

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